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  • Time to Ditch the Three-Legged Stool Analogy for Retirement
    Including Out-Of-Pocket Medical and Long-Term Care Expenses,” Journal of Pension Planning & Compliance ... time horizons. However, since out-of-pocket health care costs for Medicare, other than fixed monthly premiums ...

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    • Authors: Barry Kozak
    • Date: Apr 2017
    • Competency: Strategic Insight and Integration>Big picture view
    • Topics: Pensions & Retirement>Retirement risks
  • Employers Should Consider a Single Plan Document
    to protect against the risk of large long-term care costs in old age) • The mechanics of operating ... and energy on the program administration can re-direct their time, money and energy on developing better-suited ...

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    • Authors: Barry Kozak
    • Date: May 2018
    • Competency: Communication>Persuasive communication; External Forces & Industry Knowledge>Actuarial methods in business operations; Technical Skills & Analytical Problem Solving>Innovative solutions
    • Topics: Pensions & Retirement>Corporate plans; Pensions & Retirement>Defined benefit plans; Pensions & Retirement>Defined contribution and 401k plans; Pensions & Retirement>Plan design